Kisi-kisi UN SMK Penjualan

The seller or salesperson – the provider of the goods or services – completes a sale in response to an acquisition or to an appropriation or to a request. There follows the passing of title (property or ownership) in the item, and the application and due settlement of a price, the obligation for which arises due to the seller's requirement to pass ownership. Ideally, a seller agrees upon a price at which he willingly parts with ownership of or any claim upon the item. The purchaser, though a party to the sale, does not execute the sale, only the seller does that. To be precise the sale completes prior to the payment and gives rise to the obligation of payment. If the seller completes the first two above stages (consent and passing ownership) of the sale prior to settlement of the price, the sale remains valid and gives rise to an obligation to pay.


Difference Between a Short Sale and a Foreclosure

If you have been considering investing in a foreclosed home or short sale there are some details you might want to know before taking the plunge. Here are the main differences between a short sale and foreclosure.
There is a difference between a short sale and foreclosure. A short sale is when the homeowner can no longer afford the home and needs to move. They may have already tried to sell the home themselves and recoup what they have invested in the home but when the home is not worth as much as the owner owes on the home, they can opt for a short sale. A Short Sale is when the homeowner contacts the bank holding the note to the home and informs them of their situation. The bank will usually work with the owner to keep the home and the payments current as much as they can. Banks are not in the real estate business and don't like to take back a home that has not been paid for. When the homeowner tells the bank they cannot afford the home any longer and they can't sell it on their own, the bank will agree to a short sale meaning the bank will agree to take less on the home to get the owners out of the home as fast as possible. The bank is taking a hit but because of the communication from the owners to the bank, there is less damage on the credit report of the home owners.
It is typically where the bank won't work with the owners or the owners have simply given up on trying to keep the house or their credit in good standing. The owner simply stop making payments and there is foreclosure notice on the home at this point. The homeowners typically have 3 months to vacate the home and move on with their credit in a wreck. The home is typically in shambles because if the home owner didn't care enough about their lasting credit score, they are not much concerned with a temporary home at this point. Some homes are in bad need of repair and TLC.

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Foreclosure homes are usually not going to have the bank fix much of anything and if you choose to buy one, be prepared for some major remodeling. Short sales on the other hand may still be in a decent state depending on the homeowner themselves. They usually get to live in the home until it sells and no one will come to evict them until the sale closes. The owners do not have a say in the sale though. All offers are directed to the bank for approval and even though it's a "short" sale, it can take up to 9 months to close.
There are many good deals to be found in foreclosures and short sales. For a complete list of short sales and foreclosures in the Alabama homes area consider checking out Exit Realty of the Valley. They are experts in helping buyers find and buy all Huntsville real estate and property.